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-   -   Affordable Care Act access (http://www.derbytrail.com/forums/showthread.php?t=42990)

Riot 07-08-2011 03:55 PM

Affordable Care Act access
 
If you know anyone who doesn't have insurance currently, or has insurance but isn't covered for some of their pre-existing conditions, or was refused insurance, here's the website to see if they are eligible for insurance under the ACA (temporary pools before the exchanges for everyone are up in 2014)

www.healthcare.gov

For example: I have health insurance now, expensive, and my current health insurer will still not cover me for two pre-existing conditions: asthma, and any future arthritis.

Not very fair, as I don't have problems with either thing the insurer chose to exclude. It also means that in 30 years, if I develop arthritis somewhere, they won't ever pay. What old person doesn't eventually develop some arthritis? Nice racket, huh?

So, I am currently paying alot of money to be insured, but not covered for everything.

I was offered a choice of three plans: a regular type of plan with rather typical deductions and co-pays for about $250 less than I am paying now, a very affordable HSA, and a "luxury" type of plan for about $150 less than I am paying now.

The advantage to all these plans is that all my health problems are covered. For less than I am paying now for partial coverage. And all preventive care is free.

Yes, you bet that today I abandoned my expensive ripoff regular insurer for this. I do have to provide letters from my insurance company verifying they won't cover me for the pre-existings.

And no, Dell, you are not paying for any of it. I am.

Thank you, President Obama.

clyde 07-08-2011 04:09 PM

Is there a way you can develop carpal tunnel?

clyde 07-08-2011 04:11 PM

I'm sorry.



That was mean.

Coach Pants 07-08-2011 04:46 PM

O-b-a-m-a F-u-z-z-y M-a-t-h C-l-u-b

Antitrust32 07-08-2011 04:49 PM

Quote:

Originally Posted by clyde (Post 789462)
Is there a way you can develop carpal tunnel?

ROR!!

Coach Pants 07-08-2011 04:53 PM

Carpal is covered on Obamacare. Finding a good doctor is the tough part. Most of the good ones are retiring. They want no part of clown shoes care.

clyde 07-08-2011 05:03 PM

Quote:

Originally Posted by Antitrust32 (Post 789475)
ROR!!


=:>




But I am a very bad man.

clyde 07-08-2011 06:10 PM

Miss Riot;


I know you are insane,but that is somewhat appealing to me.Are you possibly in need of a FetchBoy? Do you enjoy giving oral sex? Are you pretty? I have a fine dupa, do you?

Please don't ignore me.I would be sad.



All the best,

Tommy The Trained Seal
( bark!!)

Rileyoriley 07-08-2011 07:07 PM

Quote:

Originally Posted by clyde (Post 789462)
Is there a way you can develop carpal tunnel?

:tro::tro::tro:

clyde 07-08-2011 07:18 PM

I am so behooved.



This is interesting.I tried clicking on my name which showed up as the last post in this thread...in this room.You know...from the general view of the whole building.But I kept getting your profile.


So then I figured it must be because you just posted here and the present is faster than the past on this board...for clicking purposes,I mean.



Well I thought it was interesting.

Rileyoriley 07-08-2011 07:30 PM

I think you were trapped in the Twilight Zone.

Cannon Shell 07-08-2011 07:35 PM

Quote:

Originally Posted by clyde (Post 789492)
Miss Riot;


I know you are insane,but that is somewhat appealing to me.Are you possibly in need of a FetchBoy? Do you enjoy giving oral sex? Are you pretty? I have a fine dupa, do you?

Please don't ignore me.I would be sad.



All the best,

Tommy The Trained Seal
( bark!!)

:L: 'ed up

dellinger63 07-08-2011 07:52 PM

Quote:

Originally Posted by Riot (Post 789458)
Yes, you bet that today I abandoned my expensive ripoff regular insurer for this. I do have to provide letters from my insurance company verifying they won't cover me for the pre-existings.

Thank you, President Obama.

Just pray when this insane plan gets repealed your insurance company doesn't mail you a GFY. BTW who is the company insuring you under your new cover-all plan?

paulo537 07-08-2011 07:59 PM

Quote:

Originally Posted by Riot (Post 789458)
If you know anyone who doesn't have insurance currently, or has insurance but isn't covered for some of their pre-existing conditions, or was refused insurance, here's the website to see if they are eligible for insurance under the ACA (temporary pools before the exchanges for everyone are up in 2014)

www.healthcare.gov

For example: I have health insurance now, expensive, and my current health insurer will still not cover me for two pre-existing conditions: asthma, and any future arthritis.

Not very fair, as I don't have problems with either thing the insurer chose to exclude. It also means that in 30 years, if I develop arthritis somewhere, they won't ever pay. What old person doesn't eventually develop some arthritis? Nice racket, huh?

So, I am currently paying alot of money to be insured, but not covered for everything.

I was offered a choice of three plans: a regular type of plan with rather typical deductions and co-pays for about $250 less than I am paying now, a very affordable HSA, and a "luxury" type of plan for about $150 less than I am paying now.

The advantage to all these plans is that all my health problems are covered. For less than I am paying now for partial coverage. And all preventive care is free.

Yes, you bet that today I abandoned my expensive ripoff regular insurer for this. I do have to provide letters from my insurance company verifying they won't cover me for the pre-existings.

And no, Dell, you are not paying for any of it. I am.

Thank you, President Obama.

One of the seven spiritual works of mercy is to "instruct the ignorant."

You should seek an instructor.

Riot 07-08-2011 08:18 PM

Quote:

Originally Posted by dellinger63 (Post 789524)
Just pray when this insane plan gets repealed your insurance company doesn't mail you a GFY. BTW who is the company insuring you under your new cover-all plan?

Ah, both your concerns answered, if only you'd bother to do the most superficial and easy of self-investigation ;)

Riot 07-08-2011 08:19 PM

Quote:

Originally Posted by paulo537 (Post 789528)
One of the seven spiritual works of mercy is to "instruct the ignorant."

You should seek an instructor.

If only your highlighted stuff made sense. It does not. Try again. Think more slowly, and use your big boy words.

dellinger63 07-08-2011 08:38 PM

Quote:

Originally Posted by Riot (Post 789535)
Ah, both your concerns answered, if only you'd bother to do the most superficial and easy of self-investigation ;)

Never heard of a company named Superficial. But good luck with them.

Riot 07-08-2011 09:33 PM

Quote:

Originally Posted by dellinger63 (Post 789541)
Never heard of a company named Superficial. But good luck with them.

Purposeful ignorance. Good luck with that :tro:

clyde 07-08-2011 10:33 PM

Quote:

Originally Posted by Rileyoriley (Post 789516)
I think you were trapped in the Twilight Zone.


:{>:

clyde 07-08-2011 10:35 PM

Quote:

Originally Posted by Cannon Shell (Post 789519)
:L: 'ed up


!!


Hey, if she's pretty and curvy... who cares whats she thinks?

But that was funny.


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