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-   -   2.5 million more Americans insured due to Obamacares (http://www.derbytrail.com/forums/showthread.php?t=44864)

Riot 12-14-2011 03:43 PM

2.5 million more Americans insured due to Obamacares
 
Good news. 2.5 million Americans now have insurance due to the Affordable Care Act. Lots of others left to insure, but it's a great start.

http://www.seattlepi.com/news/articl...#ixzz1gVfIOtId



And: for those that have cancer, or are on dialysis, or have reached their lifetime caps, or have had heart surgery, and can't get insurance, or cannot get insured for the things they are ill with (asthma, multiple sclerosis, diabetes, arthritis, immune diseases, etc. etc. ... Obamacares has a pool you can purchase insurance out of, and get covered for your illness: www.healthcare.gov

Yes, the uninsurable and ill and rescinded can now purchase insurance and get health care, too.

Danzig 12-14-2011 06:22 PM

went to a meeting today.

word is that premiums are set to double or even triple on non-grandfathered health plans in a couple years.

Riot 12-14-2011 06:25 PM

Quote:

Originally Posted by Danzig (Post 825127)
went to a meeting today.

word is that premiums are set to double or even triple on non-grandfathered health plans in a couple years.

Yup. Those private insurance companies will attempt to screw you any way they can. Do you know what provision of Obamacares just kicked in? The one that says that private insurance companies have to spend 80% of your premium money on your health care - rather than their bonuses.

Single payer. It's the way to go.

Cannon Shell 12-14-2011 07:16 PM

Quote:

Originally Posted by Danzig (Post 825127)
went to a meeting today.

word is that premiums are set to double or even triple on non-grandfathered health plans in a couple years.

Strictly because of Obamacare though the Riots will spin it. Of course when I mentioned that this was going to happen she told me that I didnt know what I was talking about...

Who do you think is going to pay for those extra people insured? Look in the mirror because it is you. Dont feel bad though because a bunch of perfectly heathy 18-25 year olds now have coverage because of you!

Riot 12-14-2011 07:18 PM

Quote:

Originally Posted by Cannon Shell (Post 825163)
Strictly because of Obamacare though the Riots will spin it. Of course when I mentioned that this was going to happen she told me that I didnt know what I was talking about...

Who do you think is going to pay for those extra people insured? Look in the mirror because it is you. Dont feel bad though because a bunch of perfectly heathy 18-25 year olds now have coverage because of you!

Sorry. Nice try. But those healthy 18-25 year olds are being paid for by their parents insurance premiums. Not you.

Cannon Shell 12-14-2011 07:29 PM

Quote:

Originally Posted by Riot (Post 825164)
Sorry. Nice try. But those healthy 18-25 year olds are being paid for by their parents insurance premiums. Not you.

Oh so everybodys daddy is paying for them now?

Now if this is true AND the HMO's are forced BY LAW to spend 80% of their income on patients then why exactly are they raising premiums? Oh that right because they were the ones behind writing the laws so that they had free reign to raise rates as much as they wanted. So essentially the average working person gets a huge increase in their premium, a bunch of people who dont need coverage get covered, HMO's are making a ton more income so their bonuses stay the same or go up despite the new law and fools praise this as a great deal...

Cannon Shell 12-14-2011 07:31 PM

The ultimate irony is that as 18-25 year olds increase coverage (despite little need for this age bracket) the 26-35 age bracket has less coveage than they did 2 years ago. So a group that needs coverage more is less covered. Brilliant

Riot 12-14-2011 07:37 PM

Quote:

Originally Posted by Cannon Shell (Post 825170)
Oh so everybodys daddy is paying for them now?

Nope. Private insurance, paid for only by the insured.

Riot 12-14-2011 07:38 PM

Quote:

Originally Posted by Cannon Shell (Post 825171)
The ultimate irony is that as 18-25 year olds increase coverage (despite little need for this age bracket) the 26-35 age bracket has less coveage than they did 2 years ago. So a group that needs coverage more is less covered. Brilliant

Yup. They can't afford private health insurance. And people like you sure as hell don't want them to get health benefits through their freeloading public service jobs.

Single payer.

Cannon Shell 12-14-2011 08:09 PM

Quote:

Originally Posted by Riot (Post 825174)
Yup. They can't afford private health insurance. And people like you sure as hell don't want them to get health benefits through their freeloading public service jobs.

Single payer.

People like me? Who is that? People who understand that nothing is free and that the someone who is going to pay is me? People who understand that in a world where people 26-35 are decreasing coverage and 18-25 are increasing in coverage, things arent getting better but they do cost more.
People like me who are sick of people like you telling us that we should be happy to pay more or "sacrifice" for the people who arent coveredand if we arent then somehow we are bad people because we dont agree with your socialistic view of the world? People who understand that single payer is an impossibility in this country unless we REALLY soak people who own businesses or kill the vast majority of personal injury lawyers? Or change laws that REDUCE the rights of citizens?

pointman 12-14-2011 08:33 PM

In Riot's world everything is for free! Just don't work, buy a house you can't afford, sit on your couch all day (or set up a sex tent in a public park) and the government will take care of it all paid for by those criminal rich people!

Riot 12-14-2011 09:12 PM

Quote:

Originally Posted by Cannon Shell (Post 825182)
People like me? Who is that? People who understand that nothing is free and that the someone who is going to pay is me?

People like you who whine that they are paying for stuff they aren't. And bitch and moan about others, before they even have a clue what they are talking about.

But hey - why let truth or reality get in the way of what you "know".

Riot 12-14-2011 09:16 PM

Quote:

Originally Posted by pointman (Post 825190)
In Riot's world everything is for free!

Nope. Not in the least.

I know your victim whine doesn't work unless you falsely characterize those you wish to demonize. You should try taking your own advice, and stop blaming everyone else for your little discomfits in life.

Cannon Shell 12-14-2011 10:23 PM

Quote:

Originally Posted by Riot (Post 825202)
People like you who whine that they are paying for stuff they aren't. And bitch and moan about others, before they even have a clue what they are talking about.

But hey - why let truth or reality get in the way of what you "know".

So who is paying for it?

You live in a dream world where Barak Obama is one of our greatest Presidents (your words more or less), every GOP politician is on Koch Brothers payroll, every OWS person arrested was "brutalized", Unions are good for people other than those actually IN unions, etc...

pointman 12-14-2011 11:11 PM

Quote:

Originally Posted by Cannon Shell (Post 825215)
So who is paying for it?

You live in a dream world where Barak Obama is one of our greatest Presidents (your words more or less), every GOP politician is on Koch Brothers payroll, every OWS person arrested was "brutalized", Unions are good for people other than those actually IN unions, etc...

There is only one American who will benefit from the Obama Presidency. His name is Jimmy Carter.

Danzig 12-15-2011 05:59 AM

Quote:

Originally Posted by Cannon Shell (Post 825163)
Strictly because of Obamacare though the Riots will spin it. Of course when I mentioned that this was going to happen she told me that I didnt know what I was talking about...

Who do you think is going to pay for those extra people insured? Look in the mirror because it is you. Dont feel bad though because a bunch of perfectly heathy 18-25 year olds now have coverage because of you!

that's what i pointed out back when they unveiled all the new womens care paid at 100%-touted as 'free'. yeah, nothing is free.
anyone here know the price of colonoscopies? couple grand-now, when you're over 50, you can get one every year, for 'free'. of course we all know it's not free, it's just paid for elsewhere.
no one under 18 can be denied coverage due to pre-existing. no one. who will pay for the rise in claims that will occur? we all know the answer to that one.
anything over 80% of money not paid out in claims has to be returned to the policyholders via rebates. the insurance companies won't be able to put that money aside for future years' claims. all i can say is i'm glad i don't own a health insurance company.

and yeah, 18-25 year olds being able to stay on mom or dads policy will be paid for by mom or dad-if they can afford it. the premiums are about to rise dramatically.
small group coverage will disappear, because small group employers won't be able to afford the coverage for their employees. that can be spun in any direction at warp speed-it's a fact.

adding all these people, and all these benefits would be like your auto company having to take people with mulitple dui's, wrecks, etc, people with revocations etc, and you having to pay their way because they can't 'afford' it.

arkansas already has a plan in place, has had it for years, called 'chip'. it's for people denied health coverage. so the high risk folks could still get coverage. been available for a while. the truth of the entire matter is that some don't get coverage because they don't want to pay premiums. than they need the coverage, but don't have it. the current system just put in place doesn't help make coverage more affordable, it's putting it more out of reach-even for people with coverage currently.

Coach Pants 12-15-2011 06:03 AM

Single payer! Get rid of insurance companies and have the government hire all of the people that worked for them!!

We'll pay for it somehow! Fire up the printers, FED!! Woot woot!

Danzig 12-15-2011 06:06 AM

Quote:

Originally Posted by Coach Pants (Post 825241)
Single payer! Get rid of insurance companies and have the government hire all of the people that worked for them!!

We'll pay for it somehow! Fire up the printers, FED!! Woot woot!

yeah, all the usps workers can go work there. i can't wait to see medical in action under the feds.

Coach Pants 12-15-2011 06:35 AM

Quote:

Originally Posted by Danzig (Post 825242)
yeah, all the usps workers can go work there. i can't wait to see medical in action under the feds.

Well I know of 100,000 private sector folks who aren't going to be employed.

http://www.forbes.com/sites/greatspe...s-to-the-curb/

...and if the crooks save the day then they'll still face more pay cuts.

How exactly are consumers going to find the best plan when some companies offer over 100 choices? You think health insurance plans aren't complicated? What in the everliving f.uck is wrong with liberals? There will be so much fraud. But we're dealing with people that have no ability to foresee problems. Just throw s.hit on a wall and see if it sticks.

It's a disaster and stupid liberals like Riot and hi_i'm_zod will never get it. They are good servants and want to be controlled by tyrants.

Danzig 12-15-2011 09:37 AM

Quote:

Originally Posted by Coach Pants (Post 825245)
Well I know of 100,000 private sector folks who aren't going to be employed.

http://www.forbes.com/sites/greatspe...s-to-the-curb/

...and if the crooks save the day then they'll still face more pay cuts.

How exactly are consumers going to find the best plan when some companies offer over 100 choices? You think health insurance plans aren't complicated? What in the everliving f.uck is wrong with liberals? There will be so much fraud. But we're dealing with people that have no ability to foresee problems. Just throw s.hit on a wall and see if it sticks.

It's a disaster and stupid liberals like Riot and hi_i'm_zod will never get it. They are good servants and want to be controlled by tyrants.


i don't know how people are going to get coverage. they are driving up the costs with legislation, which will only be more of a burden for those who pay. those who can't, or won't (because i'm healthy, why do i need insurance? is their thinking) still won't pay.

agents and brokers are there to help people wade thru the insurance world. most people don't know much about insurance, or what they need-and for seniors, there are myriad rules regarding eligibility periods, etc. miss an enrollment, good luck pleading your case. throw yourself on the mercy of medicare, and see where that gets you. so, people will need help-who will be there to help them?
and boomers are about to start retiring-of course medicare won't cry much if some of them fall through the cracks because they don't know how, when or where to go about getting covered. do i need a? and b or not? what's part d? what supplement do i need?

Riot 12-15-2011 03:12 PM

Quote:

Originally Posted by Cannon Shell (Post 825215)
So who is paying for it?
.

It's private insurance, purchased from private insurance companies, as you've been told twice before. The people who purchase the insurance pay for it.

All the ACA did was allow kids to stay on their parents insurance until 26, instead of 21.

Duh.

Geeshus cripes.

wiphan 12-15-2011 03:41 PM

Quote:

Originally Posted by Riot (Post 825400)
It's private insurance, purchased from private insurance companies, as you've been told twice before. The people who purchase the insurance pay for it.

All the ACA did was allow kids to stay on their parents insurance until 26, instead of 21.

Duh.

Geeshus cripes.

So what happens with this requirement:
Does the private insurance company keep the cost the same since they are forced to allow this? or do they raise the cost of the insurance because of this requirement?

Riot 12-15-2011 03:46 PM

Quote:

Originally Posted by wiphan (Post 825415)
So what happens with this requirement:
Does the private insurance company keep the cost the same since they are forced to allow this? or do they raise the cost of the insurance because of this requirement?

Wow. This law passed two years ago? You'd think people would take a little self-initiative, and take advantage of the pages and pages of accurate public information available to learn the facts about it.

Rather than doing a Cannon, and screaming that they have to pay for this, when they do not, etc.

Getting more people to purchase and pay for their own health insurance from a private company, as lobbied for by these very private insurance companies when the ACA was written - what a socialist, despicable thing!

wiphan 12-15-2011 04:07 PM

Quote:

Originally Posted by Riot (Post 825416)
Wow. This law passed two years ago? You'd think people would take a little self-initiative, and take advantage of the pages and pages of accurate public information available to learn the facts about it.

Rather than doing a Cannon, and screaming that they have to pay for this, when they do not, etc.

Getting more people to purchase and pay for their own health insurance from a private company, as lobbied for by these very private insurance companies when the ACA was written - what a socialist, despicable thing!

I live in the real world and have seen the increases of health insurance from mandates like the one above. In the fantasy land that you seem to come from everybody gets everything and no one pays for it

Riot 12-15-2011 04:15 PM

Quote:

Originally Posted by wiphan (Post 825420)
I live in the real world and have seen the increases of health insurance from mandates like the one above.

Well, perhaps you should have lobbyied the private insurance carriers not to get that mandate in the ACA. They are very upset that they have gained 2.5 million more paying customers .... oh, wait. Never mind.

Quote:

In the fantasy land that you seem to come from everybody gets everything and no one pays for it
Not at all. But don't let that affect your desire to make the silly snarky comment.

Coach Pants 12-16-2011 05:49 AM

He's right and you're wrong. But you're always wrong. Doesn't stop you though.

Clip-Clop 12-16-2011 09:08 AM

Quote:

Originally Posted by Coach Pants (Post 825537)
He's right and you're wrong. But you're always wrong. Doesn't stop you though.

But this particular lobby is OK because it was approved by the King.

Riot 12-16-2011 01:09 PM

Quote:

Originally Posted by Clip-Clop (Post 825562)
But this particular lobby is OK because it was approved by the King.

Right - that's why I was so angry at Obama for taking single payer off the table, and passing health care reform that mostly, for all the 40 million it newly ensures, is a giveaway to the lobbyists of the insurance companies and PhARMA :D

Clip-Clop 12-16-2011 02:21 PM

Quote:

Originally Posted by Riot (Post 825635)
Right - that's why I was so angry at Obama for taking single payer off the table, and passing health care reform that mostly, for all the 40 million it newly ensures, is a giveaway to the lobbyists of the insurance companies and PhARMA :D

if it insures 40MM why is the headline 2.5MM and the graph show rapid decline in those who really need insurance (baby making ages)?

Riot 12-16-2011 03:54 PM

Quote:

Originally Posted by Clip-Clop (Post 825672)
if it insures 40MM why is the headline 2.5MM and the graph show rapid decline in those who really need insurance (baby making ages)?

Because the headline of 2.5 million is obviously (if you had bothered to read the article) referring only the response to one single provision within the ACA regarding the 2.5 million insured that are 21-26 allowed to stay on their parents insurance. Yup. It worked. They are insured.

Without the ACA, they would have been part of the rapid downward line for those who can no longer afford insurance, or lost their jobs, or no longer get insurance through work. These are not covered, now, by any provisions in the ACA, and will not be until the state insurance exchanges are up and running. Then, their line will go back up, too.

In other words, 2.5 million of the massive uninsured in their 20's have been insured now due to ACA provisions.

How many additional outside those kids have been temporarily insured through the goverment website? Through the changes to SCHIP, Medicaid? Will be when the exchanges are fully operational within the states (unless idiots like Gov. Haley continue to try and subvert them).

Every senior on Medicare has now had the "donut hole" fixed, and has cheaper Rx drugs, and less expensive preventive visits. The average senior has received $800-$1000 a year in lower healthcare costs due to provisions in the ACA.

The Republicans worse nightmare was to see all the ACA provisions kick in before the 2012 election. It's coming true.

Honu 12-16-2011 04:10 PM

I thought people were considered adults when they turned 18 and were no longer the responsibilty of their parents. To refer to someone in their 20's as a "kid" just seems a little ridiculous.....they are old enough to vote.They are old enough to go to war and fight and die for their country.
If a person over 18 commits a crime the police dont come after their parents they come after the adult who did the crime.
Its another step into the nanny state that is the agenda of some of the leaders of this country.
Just recently read a Time article talking about the downfall of France's perfect "socialistic" state and that the rest of Europe is sure to go down the same hill. Yeah they had a good 50 to 60 year run but now there isnt any money left to keep supporting the masses and their needs, LOL f uckers are gonna have to get jobs and pay for insurance.

Riot 12-16-2011 04:11 PM

Quote:

Originally Posted by Honu (Post 825719)
I thought people were considered adults when they turned 18 and were no longer the responsibilty of their parents. To refer to someone in their 20's as a "kid" just seems a little ridiculous.....they are old enough to vote.They are old enough to go to war and fight and die for their country.
If a person over 18 commits a crime the police dont come after their parents they come after the adult who did the crime.
Its another step into the nanny state that is the agenda of some of the leaders of this country.
Just recently read a Time article talking about the downfall of France's perfect "socialistic" state and that the rest of Europe is sure to go down the same hill. Yeah they had a good 50 to 60 year run but now there isnt any money left to keep supporting the masses and their needs, LOL f uckers are gonna have to get jobs and pay for insurance.

I think that's Obama's fault.

And the "nanny state" is not forcing any one of those "young adults" to be insured. Not a one. It is their own decision, their parents decision, and they are paying 100% for it.

When I worry about the "nanny" state, I worry about the constant unending Republican fight to take my rights as a woman away. To take birth control away. To dictate who I can marry. To tell you that you do not have the same rights I do to marry who you want. To dictate my religion and what religions are "allowed" and "supported". To dictate who can and cannot build houses of worship, there. Who want to start wars because they just don't like the other country.

Open your eyes, Honu. If you really worried about a "nanny" state, look who is doing that very thing to you.

Quote:

Just recently read a Time article talking about the downfall of France's perfect "socialistic" state and that the rest of Europe is sure to go down the same hill.
How's Germany doing?

Honu 12-16-2011 04:39 PM

Germany is doing very well for themselves I agree to that.
You get me wrong, I am conservitive fiscally and socially I am liberal. I will not vote for anyone for any position who brings their religion or their ideal of what they think is moral to any office.
I also will not support any candidate who suggests that we should all be equal and all should have the same things because when that is suggested what gives people a motive to do better and to be better?
I am for free enterprise and for capitalism I am for social freedoms void of any religous point of view. Im am not for any public employee who's salary is funded with my tax dollars going on strike and causing hardships on other people to further the agenda of a Union.
Im for giving people who came to this country illegally the option to join the armed forces for 4 years and become citizens or they will be sent back to the **** hole they come from.
I do not think health insurance is a right neither is driving a car, they are privilages and it is not the federal governments role to provide it.

Riot 12-16-2011 04:46 PM

Quote:

Originally Posted by Honu (Post 825726)
Germany is doing very well for themselves I agree to that.
You get me wrong, I am conservitive fiscally and socially I am liberal. I will not vote for anyone for any position who brings their religion or their ideal of what they think is moral to any office.
I also will not support any candidate who suggests that we should all be equal and all should have the same things because when that is suggested what gives people a motive to do better and to be better?
I am for free enterprise and for capitalism I am for social freedoms void of any religous point of view. Im am not for any public employee who's salary is funded with my tax dollars going on strike and causing hardships on other people to further the agenda of a Union.
Im for giving people who came to this country illegally the option to join the armed forces for 4 years and become citizens or they will be sent back to the **** hole they come from.
I do not think health insurance is a right neither is driving a car, they are privilages and it is not the federal governments role to provide it.

You sound like what Republicans used to be like :) I agree with much of what you say.

I think, that in a first world country, being healthy and having food on the table is a right, in the sense that society wants to ensure that every citizen has that. Rather than leaving everyone alone to fend for the basics themselves.

Does that mean it should be "given away for free"? No. But yes, to the poor and destitute. And it should be made affordable for everyone else to purchase. Nobody, in a first world country as rich as ours, should starve, or not get health care, or not get the chance for education.

Although, the 2010 Census indicates that our middle class is indeed virtually gone, with 1 of 2 of us living within or just above poverty levels. That's a shame, as the country is wealthier than ever.

Does that mean I think money should be taken from the rich and given to the poor? Not at all. Keep what you earn. But the rules have to be the same for every citizen. Not just the plutocracy that rule us.

And this is me :-)

dellinger63 12-18-2011 05:31 PM

Quote:

Originally Posted by Riot (Post 825720)


How's Germany doing?

When are you moving? Soon we all hope.

BTW my relatives still living in Germany will dislike you as much as I do!

Greece is calling you

Riot 12-18-2011 06:49 PM

Quote:

Originally Posted by dellinger63 (Post 826156)
When are you moving? Soon we all hope.

BTW my relatives still living in Germany will dislike you as much as I do!

Greece is calling you


Clip-Clop 12-19-2011 10:21 AM

Quote:

Originally Posted by Riot (Post 825731)
You sound like what Republicans used to be like :) I agree with much of what you say.

I think, that in a first world country, being healthy and having food on the table is a right, in the sense that society wants to ensure that every citizen has that. Rather than leaving everyone alone to fend for the basics themselves.

Does that mean it should be "given away for free"? No. But yes, to the poor and destitute. And it should be made affordable for everyone else to purchase. Nobody, in a first world country as rich as ours, should starve, or not get health care, or not get the chance for education.

Although, the 2010 Census indicates that our middle class is indeed virtually gone, with 1 of 2 of us living within or just above poverty levels. That's a shame, as the country is wealthier than ever.

Does that mean I think money should be taken from the rich and given to the poor? Not at all. Keep what you earn. But the rules have to be the same for every citizen. Not just the plutocracy that rule us.

And this is me :-)

We (the country anyway) are not "rich" we are in debt, enormous debt and that is why the complaints come in about social programs from one side and expensive wars from the other. Perhaps the tax-cuts that everyone is making such a huge deal out of right now (which actually amount to an average of $20 per week/per person) should be ended and applied elsewhere. If I had any faith that my money would be put to good use I would gladly sacrifice my $20.

Antitrust32 12-19-2011 01:19 PM

Quote:

Originally Posted by Riot (Post 826174)

I need this sign for my house!

Riot 12-19-2011 02:22 PM

Quote:

Originally Posted by Clip-Clop (Post 826268)
We (the country anyway) are not "rich" we are in debt, enormous debt and that is why the complaints come in about social programs from one side and expensive wars from the other. Perhaps the tax-cuts that everyone is making such a huge deal out of right now (which actually amount to an average of $20 per week/per person) should be ended and applied elsewhere. If I had any faith that my money would be put to good use I would gladly sacrifice my $20.

First, the country will never be unable to pay it's debts. Why? It simply has to print the money to pay them (yes, we all know about inflation, so why this final option would never be used).

Secondly, a sink of billions per year has just been ended (Iraq).

Third, when the Bush tax cuts expire, the debt is cut in half in 10 years, doing nothing else. No cuts to programs, no sacrifices, nothing.

The truth is, that if this country does zero about "the debt", if congress takes zero actions, if the President takes zero actions, the debt is automatically cut in half in 10 years. They know that in Washington.

Don't fall for the "we're broke!" scare tactic. Yeah, we have to deal with the debt. Bush killed this country financially, ran the charge card up and well over the limit. But it is only a disaster if we refuse to take responsibility, raise taxes back to where they were when cutting that income put us in debt, and retire it readily.

The "we're broke" is the excuse for some politicos to eliminate social programs they don't like. It's a deliberately created argument, not based in completely true reality (you'll notice the very same now-panicked people didn't worry about it at all the previous 8 years). It's a SQUIRREL !

Cannon Shell 12-19-2011 02:30 PM

Quote:

Originally Posted by Riot (Post 826308)
First, the country will never be unable to pay it's debts. Why? It simply has to print the money to pay them (yes, we all know about inflation, so why this final option would never be used).

Secondly, a sink of billions per year has just been ended (Iraq).

Third, when the Bush tax cuts expire, the debt is cut in half in 10 years, doing nothing else. No cuts to programs, no sacrifices, nothing.

The truth is, that if this country does zero about "the debt", if congress takes zero actions, if the President takes zero actions, the debt is automatically cut in half in 10 years. They know that in Washington.

Don't fall for the "we're broke!" scare tactic. Yeah, we have to deal with the debt. Bush killed this country financially, ran the charge card up and well over the limit. But it is only a disaster if we refuse to take responsibility, raise taxes back to where they were when cutting that income put us in debt, and retire it readily.

The "we're broke" is the excuse for some politicos to eliminate social programs they don't like. It's a deliberately created argument, not based in completely true reality (you'll notice the very same now-panicked people didn't worry about it at all the previous 8 years). It's a SQUIRREL !

oh boy


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