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Riot 02-19-2010 09:25 PM

Public Option
 
It's baaaack .....

:tro:


One of my employees hurt her knee the other day. She and her husband could afford and would gladly pay a couple hundred a month for health insurance. Unfortunately, they can't get any for that amount in this state. She needs an ortho consult. She won't get one. Can't really afford the $60-$100 for the exam, and the $250 for rads right now (yes, we called around). I told her to e-mail Mitch McConnell and ask him what to do.

SOREHOOF 02-19-2010 09:27 PM

Opt me out!

Riot 02-19-2010 09:30 PM

You won't be affected unless you'd like to get involved ;) Your insurance payments may decrease without your permission, however

I'm just surprised (really) at this sudden testosterone surge within the Dems. Worry about this fall? Gotta be.

SOREHOOF 02-19-2010 09:35 PM

[quote=Riot]You won't be affected unless you'd like to get involved ;) Your insurance payments may decrease without your permission, however


I'm not holding my breath on that one.

Riot 02-19-2010 09:39 PM

[quote=SOREHOOF]
Quote:

Originally Posted by Riot
You won't be affected unless you'd like to get involved ;) Your insurance payments may decrease without your permission, however


I'm not holding my breath on that one.

There are so many plans currently in the works, we'll have to see what falls out. Hopefully something very worthwhile. I'm glad to see the Dems finally hitch it up and embrace reconciliation.

SOREHOOF 02-19-2010 09:51 PM

Why don't we add in a little Tort Reform, and a little Old Fashioned "Competition" into the mix? Naah. The lawyers drive up the price of insurance and blame the insurance cos. Lifes the racket that you make it.

Riot 02-20-2010 07:58 PM

Quote:

Originally Posted by SOREHOOF
Why don't we add in a little Tort Reform, and a little Old Fashioned "Competition" into the mix? Naah. The lawyers drive up the price of insurance and blame the insurance cos. Lifes the racket that you make it.

Keep your hopes up. Good dose of tort reform in all plans, and the main public option plan is predicated on pools where the insurance companies will compete. But of course, we will have to see what the final deal ends up as.

dellinger63 02-21-2010 08:13 AM

Quote:

Originally Posted by Riot
It's baaaack .....

:tro:


One of my employees hurt her knee the other day. She and her husband could afford and would gladly pay a couple hundred a month for health insurance. Unfortunately, they can't get any for that amount in this state. She needs an ortho consult. She won't get one. Can't really afford the $60-$100 for the exam, and the $250 for rads right now (yes, we called around). I told her to e-mail Mitch McConnell and ask him what to do.

So you want us to pay?

Look if she can only afford a couple a hundo a month she can't afford premium health insurance. She can still afford catastrophic insurance so go with that and a ace bandage. I want a Bugati but can only afford a Kia so I drive a Kia. Personally I'm shocked YOU as her employer don't provde her insurance. LMAO And don't bother McConnell just call Auntie Obama and see how she is getting care.

PS Obama is really starting to 'listen' to the people and sticking to his guns forcing this through. Well listening to 30 some percent of the people. Just hope the 60 plus percent who don't want this passed remember that come election time. We'll see how that works out. Stop the begging already.

SOREHOOF 02-21-2010 08:38 AM

Obamacare would tell her to get an Ace bandage after she waited weeks to see a Dr.

SOREHOOF 02-21-2010 08:40 AM

If she hurt her knee at work maybe a Comp. case and a lawsuit would be her best bet.

Danzig 02-21-2010 09:13 AM

Quote:

Originally Posted by Riot
It's baaaack .....

:tro:


One of my employees hurt her knee the other day. She and her husband could afford and would gladly pay a couple hundred a month for health insurance. Unfortunately, they can't get any for that amount in this state. She needs an ortho consult. She won't get one. Can't really afford the $60-$100 for the exam, and the $250 for rads right now (yes, we called around). I told her to e-mail Mitch McConnell and ask him what to do.

a dichotomy for sure.

sounds like you need to give her a raise! :D

Honu 02-21-2010 02:28 PM

Quote:

Originally Posted by Danzig
a dichotomy for sure.

sounds like you need to give her a raise! :D


LOL

Riot 02-21-2010 08:34 PM

So you guys don't think that basic health insurance for young healthy people, who are willing and eager to pay, shouldn't be affordable and available to them?

You prefer these folks remain uninsured? That insurance companies just drop everyone who they have to pay out upon?

BTW, no, she didn't get hurt at work.

Riot 02-21-2010 08:36 PM

Quote:

Originally Posted by Danzig
a dichotomy for sure.

sounds like you need to give her a raise! :D

She makes plenty for her job description. Her salary is definitely at the generous end of what her position can earn ;)

Nope. Health insurance is just outrageously expensive.

Riot 02-21-2010 08:41 PM

Quote:

So you want us to pay?
No, dear. She wants to pay. All by herself.

Quote:

Look if she can only afford a couple a hundo a month she can't afford premium health insurance.
And you don't see that as a problem in the United States? (for a basic plan - nobody is talking "premium")

Quote:

Personally I'm shocked YOU as her employer don't provde her insurance.
That's at odds with your first sentence. You believe, then, in taking from those that have, and making them provide for others? Rather than people being independent and being able to support themselves?

Quote:

PS Obama is really starting to 'listen' to the people and sticking to his guns forcing this through. Well listening to 30 some percent of the people. Just hope the 60 plus percent who don't want this passed remember that come election time. We'll see how that works out. Stop the begging already.
I think it will work out wonderfully. Nearly 80% of the public supports the public option. The Dems will - hopefully - give it to them.

timmgirvan 02-21-2010 09:44 PM

Quote:

Originally Posted by Riot
No, dear. She wants to pay. All by herself.



And you don't see that as a problem in the United States? (for a basic plan - nobody is talking "premium")



That's at odds with your first sentence. You believe, then, in taking from those that have, and making them provide for others? Rather than people being independent and being able to support themselves?



I think it will work out wonderfully. Nearly 80% of the public supports the public option. The Dems will - hopefully - give it to them.

Confucious say "She who parses sentences misses whole point"

80%? How about a link?

Riot 02-21-2010 09:55 PM

Quote:

Originally Posted by timmgirvan
Confucious say "She who parses sentences misses whole point"

80%? How about a link?

The only whole point is my buddy Dell doesn't care for anything Obama does :D

There's parsing, and then there's pointing out the reality. We are currently paying for the uninsured. I don't like paying for other people now. It makes my health care more expensive.

We won't be continuing to pay for them, if they can buy their own basic plans, if they are not dropped by their insurance company for reaching dollar limits, if the insurance companies (see what just happened in California) can't just get rid of alot of their more expensive insured on a whim to make more profit.

Nearly 80%? Geesh, just do a search on "public option poll" - you'll get tons of hits and articles. It's specifically "do you want a public option", however, note that (different than the numbers Dell posted, which are accurate for "health reform")

timmgirvan 02-21-2010 10:14 PM

Quote:

Originally Posted by Riot
The only whole point is my buddy Dell doesn't care for anything Obama does :D

There's parsing, and then there's pointing out the reality. We are currently paying for the uninsured. I don't like paying for other people now. It makes my health care more expensive.

We won't be continuing to pay for them, if they can buy their own basic plans, if they are not dropped by their insurance company for reaching dollar limits, if the insurance companies (see what just happened in California) can't just get rid of alot of their more expensive insured on a whim to make more profit.

Nearly 80%? Geesh, just do a search on "public option poll" - you'll get tons of hits and articles. It's specifically "do you want a public option", however, note that (different than the numbers Dell posted, which are accurate for "health reform")


Well, I know in California, and probably other states, hospitals go belly up or stop trauma care totally because the state won't pay for it. Is the state to blame because it wouldn't cover expenses either way for trauma wards?

SCUDSBROTHER 02-22-2010 12:26 AM

Quote:

Originally Posted by dellinger63
Well listening to 30 some percent of the people. Just hope the 60 plus percent who don't want this passed remember that come election time.

He got 53.4% of the voters. Are you saying that 13.4% (of more ) of those didn't know he was gunna try to do this? I don't buy it. They made their choice. You can have all the carefully crafted polls n ' bullsit commercials you want, but the official poll was taken. The only reason we don't have health care passed is because of the built-in Conservative Bias in the basic design of the Senate. When you artificially inflate the power of voters in small population states, then you can't say "the people" spoke, because you've not listened to all the people. When we voted for President (he got 53.4 %,) he ran on this type of health care reform (stronger than this, yet you say they are against this.) We have had the poll. People just refuse to accept it. Each time he makes a speech, he needs to repeat what his health care position was when he got elected.These aren't people who care about the truth, they are constant distorters. Each day, every damn day, he needs to correct their crap. They aren't doing anything useful. Their #1 job seems to be to do daily distortion. So, though it is a nuisance, he needs to (each day, every day) answer their incessant lies, half truths, and distortions. He seems to think they will stop. They don't stop. They aren't gunna "come around," and help you one bit. How the fk did this guy not know this? Accept it. He gives people (in general) way too many chances to fk with him...The guy needs to forget Hawaii exists, and forget he ever took up golf. That sht has got to go.

Antitrust32 02-22-2010 09:08 AM

Quote:

Originally Posted by Riot


That's at odds with your first sentence. You believe, then, in taking from those that have, and making them provide for others? Rather than people being independent and being able to support themselves?


.


This might be your tops. Everyone knows if you get educated and find a good job the perc of that is getting insurance. That is how this country works & that is why its important to get an education and find a good job.

There is NO "taking from those who have and makeing them provide to others" in that. He/She works hard to get that employer "what they have". and for that they deserve insurance from the employer.

& that 80% support a public option is a crock of **** riot and you know it. Unless you meant 80% do not support it then maybe you are a little bit closer to reality.

johnny pinwheel 02-22-2010 10:53 AM

unfortunatly, the best thing that happened to me when i got sick was medicare. i could not work , lost coverage and almost lost everything. i sold my house right before the melt down, but that does not matter up here, houses are always hot. the medical bills piled up until i won disability and medicare, it costs like 96 bucks a month and for another 16 i get cdphp supplemental. try getting that out there!!!.....when i was working i was paying to have coverage by the hour! i was in a union with that cadillac coverage and it cost a bundle, plus after i could not work for a year it was shut down. a cat scan and an MRI on my head cost as much as a new car and i was not working or insured......yeah, we are the best, thats the line i've been hearing for about 40 years as the country decends down the toilet.....what company would make a new job here when they have to help supply healthcare? its the dumbest system yet and about 20 years behind..wait until suckers are paying 15 or 16 hundred a month for crappy insurance that does not work:zz:

Coach Pants 02-22-2010 11:59 AM

This is going to be one expensive bowel movement.

The pharmaceutical lobby runs things.

joeydb 02-22-2010 01:14 PM

Quote:

Originally Posted by Riot
So you guys don't think that basic health insurance for young healthy people, who are willing and eager to pay, shouldn't be affordable and available to them?

Uh, don't the young and healthy usually get the best rates in any insurance pay schedule? What's the issue here?

We don't need another "entitlement" or "unfunded mandate", both of which are terms that should be permanently banned from political debates.

The government screws up the many programs it already has. I don't want them messing with my healthcare. No thanks.

timmgirvan 02-22-2010 01:16 PM

Quote:

Originally Posted by joeydb
Uh, don't the young and healthy usually get the best rates in any insurance pay schedule? What's the issue here?

We don't need another "entitlement" or "unfunded mandate", both of which are terms that should be permanently banned from political debates.

The government screws up the many programs it already has. I don't want them messing with my healthcare. No thanks.

:tro: :tro:

SCUDSBROTHER 02-22-2010 02:58 PM

Quote:

Originally Posted by Antitrust32
This might be your tops. Everyone knows if you get educated and find a good job the perc of that is getting insurance. That is how this country works & that is why its important to get an education and find a good job.


What about all the stay at home mothers? What if she did a dead-end job to help hubby get through school ( and get a great future for the family,) and then he gets a brain tumor. She's gunna have to go back to work at a "not so great job." How does she get reasonably priced health care for that family? It's irresponsible to treat this like a luxury item. It's a necessity. Your personality has a sadistic aspect.

wiphan 02-22-2010 03:08 PM

Quote:

Originally Posted by Riot
It's baaaack .....

:tro:


One of my employees hurt her knee the other day. She and her husband could afford and would gladly pay a couple hundred a month for health insurance. Unfortunately, they can't get any for that amount in this state. She needs an ortho consult. She won't get one. Can't really afford the $60-$100 for the exam, and the $250 for rads right now (yes, we called around). I told her to e-mail Mitch McConnell and ask him what to do.

If she and her husband would gladly pay a couple of Hundred a month for health insurance why don't they put that $ away each month in an account for something like this. Oh yeah, that's called responsibility

Antitrust32 02-22-2010 03:24 PM

Quote:

Originally Posted by SCUDSBROTHER
What about all the stay at home mothers? What if she did a dead-end job to help hubby get through school ( and get a great future for the family,) and then he gets a brain tumor. She's gunna have to go back to work at a "not so great job." How does she get reasonably priced health care for that family? It's irresponsible to treat this like a luxury item. It's a necessity. Your personality has a sadistic aspect.

then she should have bought health insurance. You dont HAVE to have a job to have insurance.. you can buy plans on your own.

And its not like I dont think health care should be reformed... it needs to be reformed in some areas. Tort reform alone would make prices a ton more affordable to this stay at home mother. There needs to be over state line competition. pre-exsisting conditions need to be eliminated. You shouldnt be able to drop someone because they got sick... right there is great reform that would dramatically help health care.

Obama and the dems' plan is a piece of shi't. 1 trillion dollars? you do know how much that is? I really think the dems plan in general is just to bankrupt the country. they follow the Bush example to the absolute extreme.

Tell me SCUDS, what has the government EVER done right? and while the hell should any one want our goverment in charge of health care? It will be a disaster, mark my words. They cant to jack shi't right.. and that is including the republicans.

And yes, I am completely against a single payer "socialized" healthcare in this country. Unless of course we all want the quality of care to be flushed right down the shitter, and middle class citizens paying 40% federal taxes cause that is what would happen. Just trust me on that!

dellinger63 02-22-2010 04:54 PM

Quote:

Originally Posted by Antitrust32
then she should have bought health insurance. You dont HAVE to have a job to have insurance.. you can buy plans on your own.

And its not like I dont think health care should be reformed... it needs to be reformed in some areas. Tort reform alone would make prices a ton more affordable to this stay at home mother. There needs to be over state line competition. pre-exsisting conditions need to be eliminated. You shouldnt be able to drop someone because they got sick... right there is great reform that would dramatically help health care.

Obama and the dems' plan is a piece of shi't. 1 trillion dollars? you do know how much that is? I really think the dems plan in general is just to bankrupt the country. they follow the Bush example to the absolute extreme.

Tell me SCUDS, what has the government EVER done right? and while the hell should any one want our goverment in charge of health care? It will be a disaster, mark my words. They cant to jack shi't right.. and that is including the republicans.

And yes, I am completely against a single payer "socialized" healthcare in this country. Unless of course we all want the quality of care to be flushed right down the shitter, and middle class citizens paying 40% federal taxes cause that is what would happen. Just trust me on that!

:tro:

Riot 02-22-2010 08:28 PM

Quote:

Originally Posted by timmgirvan
Well, I know in California, and probably other states, hospitals go belly up or stop trauma care totally because the state won't pay for it. Is the state to blame because it wouldn't cover expenses either way for trauma wards?

Those are nearly all uninsured people. So much better if they had some basic insurance to take up part of the cost we are paying now ("the state"), no?

Riot 02-22-2010 08:52 PM

Quote:

This might be your tops. Everyone knows if you get educated and find a good job the perc of that is getting insurance. That is how this country works & that is why its important to get an education and find a good job.
Well, the above might be your top :D

Do you know how rare it is to get insurance, matching 401K, etc type benefits nowadays at any job? (and education has less to do with it than who your employer is) Usually only the largest companies now. It's simply too expensive - employers are cutting benefits, not offering it, middle and smaller companies, it's just out of reach.

That is WHY insurance reform is needed.

Quote:

There is NO "taking from those who have and makeing them provide to others" in that.
Of course there is - the company has, the employee has not. The company offers to pay money in exchange for a certain measure of work from the employee. Employment is a cut and dried business deal.

Insurance costs are figured into salary cost for an employee. It's not a "perk", it's a big expense for the employer. One could get another $5,000 a year in salary, or one could get insurance offered.

The employee doesn't "deserve" or isn't "entitled" to insurance, any more than they "deserve" a continuous regular raise, or "deserve" access to a credit union, or "deserve" more money, etc.

Quote:

He/She works hard to get that employer "what they have". and for that they deserve insurance from the employer.
LOL ... no. Employers want to hire people. To get the best people, employers will offer money. Sometimes that money is in the form of "stuff" like insurance. When that stuff is too expensive to offer, employers don't offer it.

Quote:

& that 80% support a public option is a crock of **** riot and you know it. Unless you meant 80% do not support it then maybe you are a little bit closer to reality.
No, your 80% "do not support the public option" is a complete crock of guessing ****, Lori.

I did go look up the number of "nearly 80%" (which is what I said), and it's 76% of Democrats (not "all", as I said) support it, plus a good portion of independents (over 60%), and less than half of Republicans.

Why do you think only 20% of people support a public option? That's not even remotely close.

Why would anyone NOT want a public option? It doesn't affect anyone other than who wants to be in that pool (if the pool setup, exchanges, is the way it will be done), the pools pay for themselves by the income from the people in it. Everyone saves money by uninsured people being insured, as healthcare costs across the system are lowered, less tax money is used for Medicaid, charity hospital care, etc.

Riot 02-22-2010 08:56 PM

Quote:

Uh, don't the young and healthy usually get the best rates in any insurance pay schedule? What's the issue here?
Because the "best rates" for the young are too expensive for many of them to purchase.

Quote:

We don't need another "entitlement" or "unfunded mandate", both of which are terms that should be permanently banned from political debates.
Who is talking "entitlement" or "unfunded mandate" ??? :zz:

Do you realize that the CBO has said that the House healthcare reform will cut our national budget deficit by like 8-10 billion over 10 years, in healthcare savings?

Quote:

The government screws up the many programs it already has. I don't want them messing with my healthcare. No thanks.
You clearly don't understand what healthcare reform is about, what it could be. If you have healthcare now, the government isn't going to be touching anything about it.

Riot 02-22-2010 08:59 PM

Quote:

Originally Posted by wiphan
If she and her husband would gladly pay a couple of Hundred a month for health insurance why don't they put that $ away each month in an account for something like this. Oh yeah, that's called responsibility

Do you have health insurance? If so, who pays for it?

There are "health savings accounts". But one can save all they want, but one nice big $50,000 incident (easy to obtain) can wipe someone out. Do you realize how many of the bankruptcies in the US are caused by medical bills, of people who are insured?

You know what I have to pay for health insurance? (after the recission my lovely ex-insurance company dealt to me) - I have been quoted by the only other two options (companies) in my state for $1200- 1500 per month. With many conditions excluded (some quite surprising). I have no other options for obtaining insurance coverage. That is nonsensical, and from a medical standpoint, completely absurd.

Have you seen what just happened in California, what an insurance company just did to individuals in one pool? It's outrageous!

Riot 02-22-2010 09:13 PM

Quote:

then she should have bought health insurance. You dont HAVE to have a job to have insurance.. you can buy plans on your own.
But the problem is, those plans for individuals are more expensive than any other plan, and often are not affordable.

People are shocked when they leave a job, and COBRA allows them to continue to carry their insurance for a designated time and pay for it themselves - few realize how expensive it is.

I challenge you to do something. You're "young and healthy" pretty much, right? (may have a thing or two, or not ... ) This next week, call the three insurance companies here in KY, and get rate quotes for decent individual health insurance for yourself. Post the rate quotes to this list. Just go price it out, and honestly let us know if you could afford to pay it, or not.

Antitrust32 02-23-2010 07:38 AM

you're out of your freaking mind. 76% of dems 60% if independance and less than 50% of republicans (more like maybe 30% of republicans IF THAT) equals "almost" 80%

maybe "almost" 50%. and even that I disagree with.

I dont want to debate health care with you miss "your mind is 80% gone"

dellinger63 02-23-2010 08:07 AM

Quote:

Originally Posted by Riot
But the problem is, those plans for individuals are more expensive than any other plan, and often are not affordable.

People are shocked when they leave a job, and COBRA allows them to continue to carry their insurance for a designated time and pay for it themselves - few realize how expensive it is.

I challenge you to do something. You're "young and healthy" pretty much, right? (may have a thing or two, or not ... ) This next week, call the three insurance companies here in KY, and get rate quotes for decent individual health insurance for yourself. Post the rate quotes to this list. Just go price it out, and honestly let us know if you could afford to pay it, or not.

Quotes based on 46yr old male non-smoker. PPO $63 a month and up (Lexington KY area) NEXT!!!

https://www.ehealthinsurance.com/ehi...1A47E6.prfo13b

Antitrust32 02-23-2010 08:14 AM

Quote:

Originally Posted by dellinger63
Quotes based on 46yr old male non-smoker. PPO $63 a month and up (Lexington KY area) NEXT!!!

https://www.ehealthinsurance.com/ehi...1A47E6.prfo13b

I know right.. If you want a "cadallac" plan of course its going to be outrageous. I get faxes all the time for a decent health care plan for like 70 bucks a month that includes scrips.

And I'm not a healthy young person either. I probably have more issues than most of you old people! ;)

Danzig 02-23-2010 09:07 AM

Quote:

Originally Posted by SCUDSBROTHER
What about all the stay at home mothers? What if she did a dead-end job to help hubby get through school ( and get a great future for the family,) and then he gets a brain tumor. She's gunna have to go back to work at a "not so great job." How does she get reasonably priced health care for that family? It's irresponsible to treat this like a luxury item. It's a necessity. Your personality has a sadistic aspect.

wouldn't medicaid/medicare and ssi be a part of this scenario? i agree, it is a necessity to have coverage.

timmgirvan 02-23-2010 09:55 AM

Quote:

Originally Posted by Antitrust32
I know right.. If you want a "cadallac" plan of course its going to be outrageous. I get faxes all the time for a decent health care plan for like 70 bucks a month that includes scrips.

And I'm not a healthy young person either. I probably have more issues than most of you old people! ;)

Issues or health problems?:D

Antitrust32 02-23-2010 10:17 AM

Quote:

Originally Posted by timmgirvan
Issues or health problems?:D


everyone has issues (maybe I have more than the norm :p ).. I have more health problems than most people in this country at any age. Should have been dead 5 times already. Thank god for modern medicine and the best doctors in the world (all here in the USA!)

Riot 02-23-2010 01:54 PM

Quote:

you're out of your freaking mind.
You don't know how to use the interwebs and google "public option poll" ??

Quote:

I dont want to debate health care with you miss "your mind is 80% gone"
I don't want to debate health care with someone too lazy to look up some poll numbers, and whose intellectual ontributions seems to center on calling other people names and being rude.


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