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Riot 02-21-2012 01:59 PM

Quote:

Originally Posted by joeydb (Post 840168)
Because it's designed to be that way. You can never pay enough. The government decides who gets what - unlike your own money (a.k.a. what the government does not confiscate) which you can spend however you like.

You know - like the 47 million food stamp recipients who buy beer and cigarettes with their "own" money after the sucker of a taxpayer pays for the rest of what they have in the checkout line.

The government approach is always to take from one group and give that which it took to another group, less the non-trivial fee for processing and handling.

All hail the recipient!

The above rant having zero to do with Medicare, which is paid for by the people eventually receiving the insurance. Hint: that's why it's called an "entitlement" program. Because you contributed into it, you are entitled to take out of it when it's your turn.

Riot 02-21-2012 02:02 PM

Quote:

Originally Posted by Danzig (Post 840181)
just wait and see what happens if the PPUCA stays on the books. i know it s supposed to be aca, but it will end up unaffordable

That's a nice wild speculation. Good luck with that. The rest of us are already enjoying the benefits, the measures that prevent our insurance companies from abusing us, and thousands of Americans are happy to now be paying into their new insurance policies.

You're enjoying that, too, btw: that you are no longer paying for thousands of Americans to not have insurance - they are now paying their own way, purchasing their own insurance, rather than being uninsured.

The ACA is 100% self-funded, btw.

joeydb 02-21-2012 02:05 PM

Quote:

Originally Posted by Riot (Post 840199)
That's a nice wild speculation. Good luck with that. The rest of us are already enjoying the benefits, the measures that prevent our insurance companies from abusing us, and thousands of Americans are happy to now be paying into their new insurance policies.

You're enjoying that, too, btw: that you are no longer paying for thousands of Americans to not have insurance - they are now paying their own way, purchasing their own insurance, rather than being uninsured.

The ACA is 100% self-funded, btw.

I can't wait to enjoy the long Soviet-style waiting lines, and people dying while waiting for critical procdures, the QALY calculation, English-style non-dentistry. Oh this is going to be GREAT!!

Riot 02-21-2012 02:06 PM

Quote:

Originally Posted by Danzig (Post 840181)
oh...and medicaid? rolls will almost double. right now those up to 75 percent above the fed. poverty level are eligible. it goes to 133 percent above trhat. who will pay for that? most states are already in deep financial straits.

You might read the ACA - because it's paid for in the bill. Yes, the ACA is independently scored as completely self-funding. "Who will pay for it" has never been an objection to this Republican-lobbyist health care reform program, when it was first presented years ago in the 1990's. But it has been updated and improved in the Obama version.

Riot 02-21-2012 02:10 PM

Quote:

Originally Posted by joeydb (Post 840201)
I can't wait to enjoy the long Soviet-style waiting lines, and people dying while waiting for critical procdures, the QALY calculation, English-style non-dentistry. Oh this is going to be GREAT!!

What are you cluelessly raving about? The government isn't providing medical care.

Honu 02-21-2012 02:10 PM

To be honest birth control pills and the morning after drug should be sold over the counter at all drug stores. Yeah I know condoms already are but I think its safe to say in the heat of the moment alot of times they are not used. Maybe the reason these things are not sold over the counter for the most part is that it cuts out the middle man and the dollars he or she makes from stupid doctor visits to get something that should be made available to all women as easy as buying a pack of gum.

Riot 02-21-2012 02:16 PM

Quote:

Originally Posted by Honu (Post 840204)
To be honest birth control pills and the morning after drug should be sold over the counter at all drug stores. Yeah I know condoms already are but I think its safe to say in the heat of the moment alot of times they are not used. Maybe the reason these things are not sold over the counter for the most part is that it cuts out the middle man and the dollars he or she makes from stupid doctor visits to get something that should be made available to all women as easy as buying a pack of gum.

I'd disagree. The "morning after" pill has a big safety margin (which is why it's OTC in some other countries) but birth control pills do not. They must remain dispensable only upon a doctors advice.

Having improved preventive care required by the ACA to all insured Americans will lower health care costs for all. Better to prevent a disease than to have to treat it.

Regarding birth control, the ACA does now make it "as easy as getting a pack of gum" - only unlike gum, no cash required up front.

Unless the looniest of conservatives take that away, like they are trying to now.

Conservatives don't like women having reproductive freedom. They rather support big government dictatorships and theocracies, delineating what certain people can and cannot do. Especially women. The assault on woman's rights is unprecedented in the past 60 years. Government in your bedroom and private life. These people are dictatorial loons. Sharia Law in the US - only it's "Christian" Law they want to impose.

Honu 02-21-2012 02:24 PM

There is a vending machine in a University in Pa that dispenses the morning after pill. To me women who have unprotected sex, meaning a condom are taking more of a risk than taking a pill the nite after having sex and remembering that they didnt take their birth control.
The easiest solution as I have stated would be to offer both at the drug store....you dont get to go to the doctor for free unless you are signed up for government health care. What would be even cooler is if they made a pill for men to take that would make them sterile everyday that they took it, then all the burden wouldnt be on the woman to make sure she doesnt get preggo. ;)

bigrun 02-21-2012 02:32 PM

Birth control as election issue? Why?

Using birth control has been settled social behavior, not a taboo but an ordinary scrip that virtually all American women present at the drugstore counter at some point in their lives. Now, seemingly all of a sudden, gender warfare is erupting anew, at least in the spheres where political agitation thrives.



http://www.washingtonpost.com/nation...c=nl_headlines

Riot 02-21-2012 02:37 PM

Quote:

Originally Posted by Honu (Post 840210)
There is a vending machine in a University in Pa that dispenses the morning after pill. To me women who have unprotected sex, meaning a condom are taking more of a risk than taking a pill the nite after having sex and remembering that they didnt take their birth control.
The easiest solution as I have stated would be to offer both at the drug store....you dont get to go to the doctor for free unless you are signed up for government health care.

For clarity, the ACA requires insurance companies to provide an increased variety of preventative health care services for free. You don't need "government health care", your private insurance company now covers that.

Quote:

What would be even cooler is if they made a pill for men to take that would make them sterile everyday that they took it, then all the burden wouldnt be on the woman to make sure she doesnt get preggo. ;)
If males could have babies, birth control would be free, available everywhere.

Honu 02-21-2012 02:52 PM

I love your last sentence......MEN ARE THE NUMBER ONE CAUSE OF PREGNANCY lololol....at some point it should be an even game and they should have to take pills everyday or get their semen hole sown shut lol.
Hey Big, a woman being the sole person responsible for not being pregnant has long been a gender issue, I think its high time a man wanting to get some should have at least the same responsiblity not just the bragging rights as to how good he banged her and how much she liked it lol.

And the government and churches should stay the F*ck out of it.

Danzig 02-21-2012 03:37 PM

Quote:

Originally Posted by bigrun (Post 840215)
Birth control as election issue? Why?

Using birth control has been settled social behavior, not a taboo but an ordinary scrip that virtually all American women present at the drugstore counter at some point in their lives. Now, seemingly all of a sudden, gender warfare is erupting anew, at least in the spheres where political agitation thrives.



http://www.washingtonpost.com/nation...c=nl_headlines

it amazes me that some religions and pols are still so damned hung up about sex. like ayoung girl said sometime in the middle ages....'it felt good. no way that was a sin'

Danzig 02-21-2012 03:45 PM

Quote:

Originally Posted by joeydb (Post 840201)
I can't wait to enjoy the long Soviet-style waiting lines, and people dying while waiting for critical procdures, the QALY calculation, English-style non-dentistry. Oh this is going to be GREAT!!

my big question is when will the tax increases ciome to pay for ppuca? subsidizing premiums will cost money. almost doubling medicaid rolls~~where will they find doctors taking new 'caid patients? when they cant find them, and have to go to the er, the price is triple. but hey, medicaid will pay! 60/40 split between the feds and the state on caid costs.
medicare and caid already killing our budget, and only figuring to get worse....so lets add more!
and those who will buy~we will subsidize their premiums.
speaking of subsidizing....we will also be subsidizing stop losses, which will also be predicated on income.

Coach Pants 02-21-2012 04:04 PM

Here is where things get dicey...

Medicaid folks will be enticed to join medicare part c. It's already happening in most states.

Riot 02-21-2012 05:01 PM

Quote:

Originally Posted by Danzig (Post 840239)
my big question is when will the tax increases ciome to pay for ppuca?

Self funded. Already figured out. Read the bill. Stop making up speculations as false flags.

Danzig 02-21-2012 05:43 PM

Quote:

Originally Posted by Coach Pants (Post 840242)
Here is where things get dicey...

Medicaid folks will be enticed to join medicare part c. It's already happening in most states.

you want dicey?
exchanges will have 'navigators' to help people wade thru all the plans and prices, and try to select which one in an exchange is the 'right' one for them. keep in mind they will not be agents, they will not be licensed producers. they aren't supposed to do anything that would require licensing.
so, how are they supposed to help people navigate? that pretty much describes an agent.

now, an agent CAN be a navigator. however, they can't be paid by any of the insurers in the exchange. so, why would they want to navigate a client thru the system? for free?
also, if they are going to be a navigator, they have to remain unbiased and impartial, not favoring one company over another. one thing that means is that the agent would have to have an appointment with EVERY ins. co. in the exchange. a lot of work without any pay....also, because of the expense in appointing an agent, the ins. co's typically require that you write a base amount of policies per year thru them. otherwise they'll cancel the appointment. hence, there goes the impartiality.

are there some good ideas in the ppuca? sure? and plenty of bad as well. it will be a clusterfucl< of epic proportions if this law stays.


family of four making about 89k a year-they qualify for a subsidy. yes, indeed, you'll be helping that family pay their premiums. ain't life grand? 'cause goodness knows, when i think of people who need help, it's people like that.

Danzig 02-21-2012 05:49 PM

fyi- was in a class today that spent two hours going over ppuca. i'm not making all this up as i go along. i have no doubt someone will infer that i am- but i have to know about all this, which is why i went to the session.

Riot 02-21-2012 05:56 PM

Quote:

Originally Posted by Danzig (Post 840262)
fyi- was in a class today that spent two hours going over ppuca. i'm not making all this up as i go along. i have no doubt someone will infer that i am- but i have to know about all this, which is why i went to the session.

Well, if the "class" taught you that there will be tax increases, and worry about "subsidizing" premiums, they are factually wrong. The ACA is self-funded. Who was relaying such absurd and false information to you?

Quote:

it will be a clusterfucl< of epic proportions if this law stays.
Total nonsense. The real information, about what is really in the law, and how it works, and how it is funded, has been readily available on the internet for over a year, from reliable sources. It's unbelievable the false nonsense still being spread.

And btw: the majority of the law has already been implemented. You've been "suffering" under alot of it already. You know, like your insurance company not being able to kick you off for pre-existings, and not kicking kids with cancer off policies for lifetime limit reach, and the donut hole being closed for your parents on Medicare, and their preventive care now being no copay, and thousands now being insured by being able to purchase insurance on the temporary exchanges, or the small business major tax credits that they got for last year, so they can afford insurance when they couldn't afford it for employees before? About the only thing left is adding more to the exchanges. The sky has not fallen. Where are the government death panels?

Quote:

Small Employer Tax Credits

The Affordable Care Act helps small businesses and small tax-exempt organizations afford the cost of covering their employees.

What This Means for You

If you have fewer than 25 employees and provide health insurance, you may qualify for a tax credit of up to 35% (up to 25% for non-profits) to offset the cost of your insurance. This credit will increase in 2014 to 50% (35% for non-profits). This will make the cost of providing insurance much lower.

Claim this tax credit for your small business at IRS.gov.

For More Information

* Employer Bulletin: FAQs on Automatic Enrollment, Employer Responsibility, and Waiting Periods.
* Frequently Asked Questions, updated December 3, 2010.
* Learn more about health care options for small businesses.
* Fact Sheet: Small Businesses and the Affordable Care Act.
* Use our interactive FAQ tool to find answers to employer-related questions or ask your own at answers.healthcare.gov.

Riot 02-21-2012 06:34 PM

Affordable Care Act "Obamacares"
 
..
Quote:

http://www.healthcare.gov/law/full/

Full Text of the Affordable Care Act (PDF – 2.6 MB)

Read the Affordable Care Act and its amendments. Note: The text is searchable within the PDF file.

The Affordable Care Act, Section by Section

Title IX. Revenue Provisions

The Act makes health care more affordable for families and small business owners by providing the largest middle class tax cuts for health care in American history. Tens of millions of families will benefit from new tax credits which will help them reduce their premium costs and purchase insurance. Families making less than $250,000 will see their taxes cut by hundreds of billions of dollars.

When enacted, health reform is completely paid for and will reduce the deficit by more than one hundred billion dollars in the next ten years.

Quote:

http://www.healthcare.gov/law/features/

Key Features of the Healthcare Law

Rights and Protections
Insurance Choices
Insurance Costs
65 or Older
Employers
Quote:

http://www.healthcare.gov/law/timeline/

ACA Timeline - what is changing, and when

Changes to note:

* 50% discount for name-brand drugs in the Medicare "donut hole"
* Expanded coverage for young adults
* Small business tax credits
* Pre-Existing Condition Insurance Plans

Riot 02-21-2012 10:02 PM

Supreme Court could delay health care law ruling until 2015
 
Supreme Court could delay health care law ruling until 2015

http://www.dailykos.com/story/2012/0...015?via=blog_1

Ocala Mike 02-21-2012 10:20 PM

Religious Freedomz in the USA
 
Quote:

Originally Posted by Riot (Post 840217)

If males could have babies, birth control would be free, available everywhere.



And abortion would be a sacrament!


Ocala Mike

Ocala Mike 02-21-2012 10:24 PM

Religious Freedomz in the USA
 
Quote:

Originally Posted by Riot (Post 840207)

Conservatives don't like women having reproductive freedom. They rather support big government dictatorships and theocracies, delineating what certain people can and cannot do. Especially women. The assault on woman's rights is unprecedented in the past 60 years. Government in your bedroom and private life. These people are dictatorial loons. Sharia Law in the US - only it's "Christian" Law they want to impose.

They want to impose Genesis 3:16 -

" Unto the woman he said, I will greatly multiply thy sorrow and thy conception; in sorrow thou shalt bring forth children; and thy desire shall be to thy husband, and he shall rule over thee."

I think I heard Santorum make outlandish remarks invoking Satan as the great enemy of the US. Swear he's sounding more and more like a mullah every day. Next it'll be zombies, vampires, and werewolves trying to deprive us of our freedom.


Ocala Mike

Clip-Clop 02-22-2012 09:34 AM

Quote:

Originally Posted by Riot (Post 840273)
..

Do you even know what a tax credit is? What if your small business doesn't show much of a profit and there is nothing to credit against? Are you still excited about the theoretical credits that will help you against the liabilities that are actual?

Danzig 02-22-2012 11:28 AM

i'll take a tax credit over a deduction any day. deductions aren't dollar for dollar, credits are.

a deduction lowers your income level. the corresponding tax may go down a few bucks.
a credit is real money. if you owe nothing, you get that in form of a 'refund'.

Danzig 02-22-2012 06:19 PM

bennett on ppuca:

http://www.cnn.com/2012/02/22/opinio...ntent=My+Yahoo


in a meeting two weeks ago, we were told that current regulations cost employers $10k per employee per year. that's not just health regs, but all regulations that businesses must adhere to.
the number of regulations over the years has increased dramatically. it was an eye opening chart showing the rise-looked like steep steps!

Riot 02-22-2012 06:21 PM

Quote:

Originally Posted by Clip-Clop (Post 840360)
Do you even know what a tax credit is? What if your small business doesn't show much of a profit and there is nothing to credit against? Are you still excited about the theoretical credits that will help you against the liabilities that are actual?

Yes. I think you need to read up on them.

Clip-Clop 02-23-2012 09:25 AM

Quote:

Originally Posted by Riot (Post 840437)
Yes. I think you need to read up on them.

Coming from the only person in the known world that has read the bill. Even those who voted for it didn't read it, but you did. Just like you know the legal language of non-released documents.
Do you seriously believe (know because you read and understand the bill, please provide excerpts) that this will not cost employers money? That credits will make up for it, that is not the way this administration plays.

Clip-Clop 02-23-2012 09:33 AM

This does sound awesome!!! :zz:

Businesses that pay their employees a smaller amount get a larger tax credit, and businesses that pay higher wages get a smaller tax credit. The amount of the tax credit is phased out by a ratio of the employers average annual wages. An employer that has average annual wages of $25,000.00 would receive a tax credit equal to 50% of the employers contributions to it’s employees health insurance premiums. If the employer has average annual wages of $35,000.00 the tax credit is reduced to 20%. If the employers average annual wage is $50,000.00 they are not eligible for the tax credit.

http://democrats.senate.gov/pdfs/ref...t.pdf#page=307

Riot 02-23-2012 06:03 PM

Quote:

Originally Posted by Clip-Clop (Post 840504)
Coming from the only person in the known world that has read the bill. Even those who voted for it didn't read it, but you did. Just like you know the legal language of non-released documents.
Do you seriously believe (know because you read and understand the bill, please provide excerpts) that this will not cost employers money? That credits will make up for it, that is not the way this administration plays.

Yes, you hate the bill, and you're not interested in what it actually says, because that wouldn't change your mind. Knew that. Do you have anything useful to add? Other than just making up crap like above?

Clip-Clop 02-24-2012 08:22 AM

Quote:

Originally Posted by Riot (Post 840601)
Yes, you hate the bill, and you're not interested in what it actually says, because that wouldn't change your mind. Knew that. Do you have anything useful to add? Other than just making up crap like above?

You mean making up crap like the providing the actual bill and the summary of the pages that follow in the link?

Riot 02-24-2012 03:12 PM

Quote:

Originally Posted by Clip-Clop (Post 840692)
You mean making up crap like the providing the actual bill and the summary of the pages that follow in the link?

:zz: No. You trying to make the argument that tax credits, that save businesses money and enable them to provide medical insurance for their employees, is a bad thing.

Carry on ;)

This, by the way, is the GOP nightmare unfolding in real time: that after the ACA was passed two years ago, and more people are now insured, and costs have started to fall, and everyone has started to realize benefits of the ACA before the 2012 election - their "death panel" and "government takeover" lies will be fully exposed.

See, now the GOP Presidential candidates, if elected, have pledged to take away insurance from millions of newly insured, and raise costs, and remove benefits from the elderly and everyone else, if they repeal the ACA as they ridiculously keep saying they want to.


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