Believe me, lawyer was immediately engaged, still is.

only when it's a bullet

i remember a couple years ago, a woman went into premature labor and gave birth. baby of course had several issues related to being born earlier than he should have been. the insurance company initially refused to cover any of the infants necessary care, calling it a pre-existing condition. the subsequent firestorm made them re-think, and they covered everything. sometimes just a lawyer isn't enough, involving the media can help. go over your agents head if necessary. i'll never forget when my oldest went into the service, our auto insurance agent said she couldn't cover him since he'd be out of state! that prompted a reply from my husband along the lines of 'so if i travel out of state, i'm not covered??' a call to the office in little rock nipped that in the bud immediately. our next step would have been to the newspaper had they not changed her mind. someone going into the service shouldn't have to worry about seeking auto ins as soon as they enlist.

Probably best not to think afterwards about that one!

Anyone in the service of our country shouldn't have to worry about anything. Ever. :tro:

I need to find my target don't I? Naturally cover is my first move and revenge is my second.

depending on the person who sold you a policy to explain what it covers is like assuming the person that sold you a car is capable of repairing it.

here's the deep dark secret:

your insurance agent is a salesperson. same as the guy on the car lot.

they are very good at what they do. and most have the phone number of the claims department and will call so they can give you an informed answer.

but a lot are just salespeople and don't have a clue. beware.